Gestión Bancaria
(Curso Académico 2022 - 2023)
Mostrar Todo


Nota informativa: Atendiendo a la normativa de Protección de Datos y propiedad intelectual en la que se limita la publicación de imágenes de terceras personas sin su consentimiento, aquellos que difundan grabaciones de las sesiones de clase sin previo consentimiento de las personas implicadas, serán responsables ante la ley del uso prohibido de las citadas grabaciones.



1. Datos descriptivos de la asignatura
  • Código: 169210902
  • Centro: Facultad de Economía, Empresa y Turismo
  • Lugar de impartición: Facultad de Economía, Empresa y Turismo
  • Titulación: Grado en Contabilidad y Finanzas
  • Plan de Estudios: 2010 (publicado en 16-12-2010)
  • Rama de conocimiento: Ciencias Sociales y Jurídicas
  • Itinerario/Intensificación:
  • Departamento/s:
  • Área/s de conocimiento:
    • Economía Financiera y Contabilidad
  • Curso: 4
  • Carácter: optativa
  • Duración: Primer cuatrimestre
  • Créditos ECTS: 6,0
  • Modalidad de impartición: Presencial
  • Horario: Ver horario
  • Dirección web de la asignatura: Ver web de la asignatura
  • Idioma: Castellano e Inglés (40% en inglés). La asignatura participa en el programa FINULL
2. Requisitos para cursar la asignatura
Recomendación: contar con al menos el nivel B1 de inglés para garantizar el seguimiento efectivo de la docencia
3. Profesorado que imparte la asignatura

Profesor/a Coordinador/a: JUDIT MENDOZA AGUILAR

General:
Nombre:
JUDIT
Apellido:
MENDOZA AGUILAR
Departamento:
Economía, Contabilidad y Finanzas
Área de conocimiento:
Economía Financiera y Contabilidad
Grupo:
ÚNICO MAÑANA, PA1, PE1
Contacto:
Teléfono 1:
922317191
Teléfono 2:
922317053
Correo electrónico:
jmendoza@ull.es
Correo alternativo:
Tutorías primer cuatrimestre:
DesdeHastaDíaHora incialHora finalLocalizaciónPlantaDespacho
Todo el cuatrimestre Miércoles 09:30 11:30 Facultad de Economía, Empresa y Turismo - GU.5A 9
Todo el cuatrimestre Jueves 09:30 11:30 Facultad de Economía, Empresa y Turismo - GU.5A 9
Observaciones:
Tutorías segundo cuatrimestre:
DesdeHastaDíaHora incialHora finalLocalizaciónPlantaDespacho
Todo el cuatrimestre Martes 10:00 14:00 Facultad de Economía, Empresa y Turismo - GU.5A 9
Observaciones:
4. Contextualización de la asignatura en el plan de estudio
  • Bloque formativo al que pertenece la asignatura: Finanzas.
  • Perfil profesional:
5. Competencias

Específicas

  • CE-19 - Gestionar los recursos financieros de cualquier empresa.
  • CE-22 - Gestionar los diferentes riesgos financieros
  • CE-23 - Dirigir el área financiera de cualquier organización, pública o privada.

Genéricas – Instrumentales

  • CGI-1 - Analizar y sintetizar la información
  • CGI-2 - Comunicarse de forma oral y escrita
  • CGI-4 - Tener los conocimientos informáticos adecuados relativos al ámbito de estudio
  • CGI-5 - Gestionar la información
  • CGI-6 - Resolver problemas
  • CGI-7 - Tomar decisiones

Genéricas – Personales

  • CGP-8 - Trabajar en equipo, tanto de carácter interdisciplinar como en un contexto internacional.
  • CGP-9 - Reconocer la diversidad y multiculturalidad
  • CGP-10 - Tener un razonamiento crítico
  • CGP-11 - Asumir un compromiso ético

Genéricas – Sistemáticas

  • CGS-14 - Aprender de forma autónoma
  • CGS-17 - Liderar proyectos y/o equipos de trabajo

Básicas

  • CB1 - Que los estudiantes hayan demostrado poseer y comprender conocimientos en un área de estudio que parte de la base de la educación secundaria general, y se suele encontrar a un nivel que, si bien se apoya en libros de texto avanzados, incluye también algunos aspectos que implican conocimientos procedentes de la vanguardia de su campo de estudio
  • CB5 - Que los estudiantes hayan desarrollado aquellas habilidades de aprendizaje necesarias para emprender estudios posteriores con un alto grado de autonomía
6. Contenidos de la asignatura

Contenidos teóricos y prácticos de la asignatura

Topic 1: The Banking Business.
Topic 2: Liability operations.
Topic 3: Asset operations.
Topic 4: Other banking operations.
Topic 5. Financial statements and main ratios

Actividades a desarrollar en otro idioma

Teaching materials in English will be provided (presentations and notes, articles, online resources such as links to videos and web pages, blogs and forums on banking and finance ...). In order to perform team or individual tasks, the search for bibliographic materials in English will be encouraged, tasks such as:
- Analysis and synthesis of the content of international news from the banking and finance area. Further discussion and answering questions (in English).
- Prepare presentations, oral exhibitions, debates and / or prepare audiovisual material in English.
7. Metodología y volumen de trabajo del estudiante

Modelo de Enseñanza Centrada en el Alumnado

Aplica las siguientes metodologías activas:

Descripción

This course is part of the ULL Educational Innovation Projects program (with continuity since 2016-17) and of the FINULL pilot program (since 2020-21) with 40% of its teaching being carried out and evaluated in English.

Practical lessons in banking and finance are developed with a collaborative learning methodology, in English and based on the pillars of project-based learning and the CLIL model (which promotes the learning of content and the communicative use of English). A series of activities connected to the current banking management are proposed. These involve the collaborative participation of students, who must carry out part of autonomous work and teamwork with the guidance of the professor. Together, the use of new technologies and collaborating tools is promoted, as well as the use of different communication channels, with an emphasis on audiovisuals.

In the theoretical-practical lessons, it is used the case study methodology, combined with some flipped-class sessions and certain gamification techniques. The contents are focused on the analysis of the activity of credit institutions, in order to understand the banking system as a whole. It is included the study of real cases and debates on the banking system as a sector fully exposed to dynamic changes.

The development of the study plan will be carried out according to the training activities and contact hours specified in the following table. The student's total workload is 150 hours.

Actividades formativas en créditos ECTS, su metodología de enseñanza-aprendizaje y su relación con las competencias que debe adquirir el estudiante

Actividades formativas Horas presenciales Horas de trabajo autónomo Total horas Relación con competencias
Clases teóricas 22,50 0,00 22,5 [CGP-11], [CGP-10], [CGP-9], [CE-23], [CE-22], [CE-19]
Clases prácticas (aula / sala de demostraciones / prácticas laboratorio) 32,50 0,00 32,5 [CB5], [CB1], [CGS-14], [CGI-7], [CGI-6], [CGI-5], [CGI-4], [CE-23], [CE-22], [CE-19]
Realización de seminarios u otras actividades complementarias 2,00 0,00 2,0 [CGI-7], [CGI-1]
Estudio/preparación de clases teóricas 0,00 35,00 35,0 [CB5], [CB1], [CGS-17], [CGP-11], [CGP-10], [CGP-9], [CGP-8], [CGI-7], [CGI-6], [CGI-5], [CGI-2], [CGI-1], [CE-23], [CE-22], [CE-19]
Estudio/preparación de clases prácticas 0,00 40,00 40,0 [CB5], [CB1], [CGS-14], [CGI-7], [CGI-6], [CGI-5], [CGI-4], [CE-23], [CE-22], [CE-19]
Preparación de exámenes 0,00 15,00 15,0 [CGP-11], [CGP-10], [CGP-9], [CE-23], [CE-22], [CE-19]
Realización de exámenes 3,00 0,00 3,0 [CGP-11], [CGP-10], [CGP-9], [CE-23], [CE-22], [CE-19]
Total horas
Total ECTS
8. Bibliografía / Recursos

Bibliografía básica

López Pacual, J.; Sebastián González, A. (2015): Economía y gestión bancaria. Pirámide.
Bahillo Marcos, M.E.; Pérez Bravo, M.C.; Escribano Ruiz, G. (2014): Gestión Financiera. Paraninfo.

Bibliografía complementaria

Brealey, Myers y Allen (2015): Principios de finanzas corporativas. McGrawHill.
Manzano, D.; Valero, F.J. (2015): Guía del Sistema Financiero Español. Analistas Financieros Internacionales. Empresa Global.

Otros recursos

Throughout the course, other online resources will be recommended, such as contemporary news, audiovisual materials with content relevant to the objectives of the subject and documents from institutions such as the European Central Bank, the European Banking Authority (EBA ), the Bank of Spain, the Spanish Banking Association, the FROB, the Deposit Guarantee Fund of Credit Institutions, etc., made available through their respective web pages.
9. Sistema de evaluación y calificación

Descripción

CONTINUOUS ASSESSMENT:
In the continuous assessment modality, the final grade for the course is the sum of the following results:
- Teamwork tasks (project based learning) with a maximum score of 3 points (30% of the grade).
- Debates & talks (project based learning): 20% of the grade is evaluated through the individual participation in debates and/or talks, with a maximum score of 2 points.
- An online questionnaire for a total of 2 points (20% of the grade), consisting of theoretical and practical questions (short answer/test type).
- A written exam for a total of 3 points (30% of the grade), including theoretical and practical questions (short answer, test and development type).

A minimum final grade of 5 points is required to pass the course. 

In the first call of the subject, all students are considered in continuous evaluation -unless they communicate otherwise during October, by the procedure enabled in the virtual classroom-. The call for continuous assessment will be exhausted when students present themselves, at least, to 2 of the continuous evaluation activities described above that add up to 5 points. Continuous assessment is maintained for all ordinary calls throughout the academic year. 

SINGLE EVALUATION:
For all the calls of the academic year, the single evaluation system may be applied, which consists on taking a single exam, with a maximum score of up to 10 points, and based on the written resolution of questions of theoretical and practical content of everything taught in the subject, and requiring a minimum of 5 points to pass.

STUDENTS IN 5TH, 6TH AND 7TH EXTRAORDINARY CALL: by default, students in the 5th, 6th or 7th extraordinary call, only have the right to be examined by a University Court (with a single evaluation of 10 points). If the student wants to opt for the continuous evaluation and be qualified by the professor, he/she will have to submit a resignation document to the University Court for each call through the Electronic Office, as established by the ULL Evaluation and Qualification Regulations and with the anticipation established by the Calendar ULL Grade.

Estrategia Evaluativa

Tipo de prueba Competencias Criterios Ponderación
Pruebas objetivas [CB5], [CB1], [CGS-14], [CGP-11], [CGP-10], [CGP-9], [CGI-7], [CGI-6], [CGI-5], [CGI-1], [CE-23], [CE-22], [CE-19] Answering theoretical and practical questions on the contents of all the subject (online questionnaire + written exam) 50,00 %
Trabajos y proyectos [CB5], [CB1], [CGS-17], [CGS-14], [CGP-11], [CGP-10], [CGP-9], [CGP-8], [CGI-7], [CGI-6], [CGI-5], [CGI-4], [CGI-2], [CGI-1], [CE-23], [CE-22], [CE-19] The performance in the teamwork tasks and in the debates&talks, conforming the ‘project-based learning’ block, will be evaluated 50,00 %
10. Resultados de Aprendizaje
1. Differentiate banking operations, products and services from the perspective of a credit institution and analyze how their commercialization affects the financial statements.
2. Calculate the performance and cost generated for the customer by the different banking products and apply selection criteria to identify what kind of product should be assigned according to the customer's profile.
3. Diagnose the situation of a banking entity and its position in the sector, based on the structure of its financial statements and the analysis of its main ratios.
4. Analyze international news specialized in banking and finance and publicly present specific banking management topics in English.
11. Cronograma / calendario de la asignatura

Descripción

The schedule of the topics, the training activity and the continuous assessment tests are indicative, according to the needs of the teaching organization in order to improve the learning process. The hours of face-to-face work will be reduced according to the holidays established in the academic calendar.

Primer cuatrimestre

Semana Temas Actividades de enseñanza aprendizaje Horas de trabajo presencial Horas de trabajo autónomo Total
Semana 1: Topic 1 Course introduction.
Theoretical-practical classes.
2.50 6.00 8.50
Semana 2: Topic 1 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 3: Topic 1 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 4: Topic 1 Theoretical-practical classes.
Practical lesson.
Training activity (2hours).
5.75 6.00 11.75
Semana 5: Topic 2 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 6: Topic 2 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 7: Topic 3 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 8: Topic 3 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 9: Topic 4 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 10: Topic 4 Theoretical-practical classes.
Practical lesson.
Continuous assessment test.
3.75 6.00 9.75
Semana 11: Topic 4 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 12: Topic 5 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 13: Topic 5 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 14: Topic 5 Theoretical-practical classes.
Practical lesson.
3.75 6.00 9.75
Semana 15: Tutoring sessions Exam preparation. 3.75 6.00 9.75
Semana 16 a 18: Exam performance. 3.00 0.00 3.00
Total 60.00 90.00 150.00
Fecha de última modificación: 30-06-2022
Fecha de aprobación: 15-07-2022